Homeowners Insurance

You can feel safe knowing that your home and those who live there are protected when you and your StateOne Agent work together to build the right package of protection to meet your needs. We will never take shortcuts when it comes to protecting your family.

And that’s important when you have so many coverage choices and options. Here are a few that we offer:

• Dwelling Protection:
  Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.
• Personal Property:
  Provides coverage for your household items in the event of a fire, theft or other covered loss.
• Extended Replacement Cost:
  Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.
• Additional Living Expenses:
  Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
• Personal Liability Protection:
  Pays for bodily injury or property damage caused to others as a result of a covered incident.
• Guest Medical Protection:
  Pays medical expenses for your guests who are accidentally injured on your property.
• Identity Theft Protection:
  Pays for expenses you incur as a result of criminal identity theft.
• Additional personal property coverage for valuables, such as antiques, fine art and jewelry

Be sure that you discuss your specific needs with one of our agents. You have the right to understand what you are purchasing.