Motorcycle Insurance

Motorcycle Insurance Information

Coverage is available for most on road and off road vehicles		Two wheel motorcycles including: Cruisers Touring bikes Sport bikes Conversions		Two- and three-wheel scooters and mopeds Neighborhood Electric Vehicles Off-Road Vehicles, including: Regular, sport and utility ATVs Dirt bikes Off-road motorcycles Standard and high-performance snowmobiles Dune buggies Golf carts
		Approved Three-Wheel motorcycles including: Piaggio MP3 Can-Am Spyder Trike Custom cycles Classic cycles

Coverage Highlights

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A quality motorcycle policy provides important standard and optional coverages that are designed specifically for motorcycles, including many extra features. Here are some examples of these coverages:

• Collision coverage protects the motorcycle in the event of damage caused by collision with other vehicles, trees or utility poles, regardless of fault.
• Coverage for Helmets and Safety Apparel protects valuable safety gear, such as leathers, goggles, boots and helmets (Collision coverage required).
• Comprehensive or Other Than Collision coverage provides coverage for other kinds of damage to the motorcycle, such as fire, theft, flood or vandalism.
• Liability coverage for third-party injury and property damage claims which result from an accident involving the covered motorcycle.
• Medical Payments coverage provides primary coverage for medical bills incurred for injuries resulting from a motor vehicle accident.
• Annual Policies means year-round coverage with no lay-up period, whenever the road calls, customers are covered. No extra phone calls, no hassles!
• Towing and Roadside Assistance 24 hours a day, 365 days a year, help is just a toll-free phone call away from anywhere in the U.S. and Canada.
• Trip Interruption coverage when the insured bike is caught away from home and can’t be ridden because of a covered collision, a total of $500 is available per accident for food, lodging, etc. (conditions apply).
• Optional Equipment coverage provides up to $15,000 coverage for most permanently attached accessories such as parts, decorations, custom painting, chroming, sidecars or other items that were not originally provided by the manufacturer. $3,500 Optional Equipment coverage included with Comprehensive coverage.
• Trailer coverage provides coverage for trailers that tow the insured bike.